Explain PLUS loans and Student Loans?

Your loans don't enter repayment untill six months after you leave school or go less than half time. your parnets plus loans enter repayment as soon as the funds are fully disbursed (sent to the school) which may happen right away or it may happen in your second semester depending on how the loans are disbursed. however, your parents can request a school deferment so the loan won't have to be paid off untill six months after you leave school like yours. keep in mind there are no subsidized plus loans, so if they do get the deferment the interest will build up the entire time. it would be wise to pay the interest as it accrues.